Homeowners Insurance

Homeowners Insurance

We offer non-standard homeowners insurance underwritten by Sutter Insurance Company. This program is designed to meet the needs of homeowners who have been declined, cancelled, or non-renewed by a preferred carrier.  We can help with older homes, homes with multiple losses, wood shake roofs, aggressive dogs, and low value or high value homes.


You can feel safe knowing your home and those who live there are protected.


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Full Dwelling Protection

Provides major property coverage that protects your house and attached structures if it is damaged by a covered peril.

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Protection to Other Structures

Provides protections to other structures on the residence premises that are not attached to the dwelling.

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Personal Property protection

Provides protection for the contents of your home and other personal belongings owned by you and other family members .

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Additional Living Expenses

Helps with additional living expenses if your home is damaged by a peril against to the the extent that you cannot live in your home.

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Personal Liability Protection

Provides coverage in the event you or a resident of your household are legally responsible for injury to others.

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Medical Protection for guests

Pays for reasonable medical expenses for persons accidentally injured on your property.

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