Personal Auto Insurance
We have been underwriting Personal Auto Insurance in California for over 40 years. More California independent brokers partner with us than any of our competitors because they know we have the best policies for you, the insured. Unfortunately, accidents happen. According to industry estimates, the average American driver will have over three auto claims in his or her life. One of the negative consequences that an accident can cause is the financial liability for vehicle and medical costs.
your auto insurance policy is a financial safety net when you’re in an accident.
Bodily Injury Liability
Protects your financial interests in the event that you’re found at fault in an accident that harms other people.
Protects your financial interests in the event that you’re found at least partially at fault in an accident causing damage to another person’s vehicle.
Coverage typically pays for medical costs when you’re injured in a vehicle accident, regardless of who is at fault.
Coverage applies when another driver is determined to be at least partially at fault for a car crash and has inadequate or no insurance coverage.
Comprehensive Physical Damage
Coverage helps you recover losses to your vehicle that aren’t caused by accidents. Examples include theft, vandalism, and fire.
Protect your financial interests when you cause an accident. If you do not purchase coverage, you will could be left to pay for repairs to your car out of pocket.